Yes it's ridiculous. I know not all women are bad drivers, but since texting was invented, many women (and men but mainly women) started to text and drive and voila. And I'm still stuck paying almost $1000 every 6 months because I'm an 18 year old male. Still no[u][/u] wrecks or tickets. Just wish they would either update their insurance rates to match the modern day with texting or just make the stakes higher for guys. If I do something stupid, then you can jack up my rates. But don't punish me from the start because of the mistakes of other stupid guys my age.