I, like you, am not a lawyer. But looking at the [url=https://www.bungie.net/en/Help/Article/45842]IP and TM [/url]article and [url=https://www.bungie.net/en-us/view/bungie/terms]Game Content Usage Rules[/url], it looks like you should be OK to use images from Destiny for the purpose you mentioned.
[quote]You may use game footage, screenshots, and other elements of Bungie games that are owned by Bungie (“Bungie Content”) to create your own content (“Your Content”) provided that you must comply with these Terms and all of the following restrictions (the “Content Usage Rules”):[/quote]
Though, again, I'm not a lawyer, and it couldn't hurt to get permission. After all, they granted permission to the guy who wanted a Destiny cake.
https://www.bungie.net/en-us/Forums/Post/224462581?sort=0&page=0&path=1
Bump + like for science.
English
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Cozmo granted me permission to make q custom hat. Cool dude that cozmo is.