I have been having this same issue since I built my new PC. I'm curious if you are running iCUE software on your PC. I did see that the newer Nvidia driver was having issues with iCUE and their answer was to rollback drivers. I have not seen this work yet and my next step was to uninstall iCUE completely.
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I have a Gigabyte Aero OC, so I’ve not only reduced it down to normal clock speed for a stock 4090, I’ve also reduced it by another 100 MHz as the Bungie help site suggests. I still got Broccoli errors all night. My dxdiag showed that Destiny is crashing with Live Kernel 141 errors which, according to Microsoft, is related to overclocking. The only things not stock that I did was enable to AMD RAM settings to get my actual memory speeds in the BIOS. I’m at my wits end, I’m about to give up and just move on to bigger and better things.