Ever since the transmog update the game takes really long to load in my character and doesn't even try to load in other people leaving them transparent for the whole game, if I'm in a matchmade group for a pve activity. it seems to load faster in crucible letting me actually see what other players look like. Sometimes in the middle of an activity my character and weapons will just turn transparent, it eventually loads back but I have to die and respawn first, if i change a weapon or armor piece mid game it takes even longer.
I never had this issue before season 14.