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由tjustie編輯：
8/26/2016 4:07:58 AM
10
I saw a headline that said that Epipen's CEO (or maybe it was creator?) was claiming that the price increase is due to Obamacare, which is apparently hitting some very rough patches lately. The amount of truth to that claim, I have no idea, I didn't read the article or care to look into it. Just felt like sharing that mildly relevant tidbit of vague information in this mostly useless comment. Tada.
But yeah, that sucks.
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That is utterly ridiculous. The price of making epipens hasn't changed and rising costs of health insurance doesn't affect Mylan's production costs. If anything, it's price gouging like this that is contributing to rising healthcare costs. People like to blame Obamacare but pharmaceutical companies are making so much money on drug pedaling that insurers are supposed to cover. This only leads to higher premiums for the sick. This isn't even the first time this had happened. Martin Shkreli was the original douche nozzle.
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Here's a couple links I found talking about it. http://www.businessinsider.com/mylan-partly-blaming-obamacare-for-epipen-price-increase-2016-8 http://time.com/money/4466052/epipen-prices-cut-mylan-gouging/? Apparently he wasn't actually blaming Obamacare for the price increases (although said price increases are apparently still very much in question), he was blaming Obamacare for people noticing the price increases/having to pay more out of pocket than before.
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That's hilarious. So if people didn't have to pay out of pocket, price gouging would be okay because we wouldn't know. Insurers would cover the cost. As a result though, insurance premiums rise and people can blame it on Obamacare and not Mylan who has a monopoly on the drug since there is a lack of FDA approved alternatives.
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由Steve of Steves編輯： 8/26/2016 6:52:59 AM[quote]That's hilarious. So if people didn't have to pay out of pocket, price gouging would be okay because we wouldn't know. Insurers would cover the cost. As a result though, insurance premiums rise and people can blame it on Obamacare and not Mylan who has a monopoly on the drug since there is a lack of FDA approved alternatives.[/quote] If this was a time before Obamacare, when I had my original healthcare plan, EpiPens would have cost me $5 and I wouldn't have had to worry if manufacturers jacked up the price. I don't even need EpiPens, but I do remember every single medication I bought with my old plan cost $5 regardless of what it was. Thank you, Obamacare.
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Sure, keep blaming Obama and not the CEOs who try to justify price gouging then give themselves an $18 million raise. They could take a $9 million dollar raise and keep the prices the same. Your premiums would have gone up anyway, even without Obamacare. Prescription drugs, specifically named brand drugs, have seen increases in prices over the last decade. In the last five years alone, some went up 100% many others 50% even though actual prescriptions for these medications have gone down. Insurers cover these costs by raising premiums. Tell me again how Obamacare is responsible.
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由Steve of Steves編輯： 8/26/2016 7:24:41 AM[quote]Sure, keep blaming Obama and not the CEOs who try to justify price gouging then give themselves an $18 million raise. They could take a $9 million dollar raise and keep the prices the same.[/quote] Who said I'm not blaming the pharmaceutical companies? I'm simply saying, there's a lot of people out there who would have benefitted financially from their previous health plans prior to ObamaCare. [quote]Your premiums would have gone up anyway, even without Obamacare. Prescription drugs, specifically named brand drugs, have seen increases in prices over the last decade. In the last five years alone, some went up 100% many others 50% even though actual prescriptions for these medications have gone down.[/quote] Nowhere near as much as it did with Obamacare. I'm on a hospital employee health plan, and it ran me less than $200/mo prior to ObamaCare. As soon as I was forced to switch over to an ACA-compliant plan, my premiums jumped up to $277/mo, and now they are up to $327/mo. I received a notice telling me my premiums are about to go up again. On top of that, the cost of medications post-Obamacare are much more expensive than the $5/ prescription I used to pay pre-Obamacare. Like I said before, the manufacturer price of medications never affected the $5 co-pay I paid for all my medications, regardless of how much the manufacturer charged. [quote]Tell me again how Obamacare is responsible.[/quote] I just did. In fact, I still remember all those times Obama would glorify ObamaCare, telling us that if we liked our current plan, we could keep it. What a load of shit that was.
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The price was going up anyway. Obamacare makes a great scapegoat though. For example, in Texas in 1998, single employee premiums at a small business averaged $2270. Family premium was $5588. In 2004, single employee went to $4533, family went to $11,145. At that rate, it was only a matter of time before your copay was increased, especially since those higher costs are a burden on the employer. I'd even argue that those cheap copays also helped to increase premiums because patients were unaware of the actual costs of procedures, tests and prescriptions and would get them without thinking of the cost. These tests and procedures still had to be paid for resulting in the ride of premiums. The healthcare system was broken with rising costs way before Obamacare. Obamacare is just a convenient scapegoat for insurance companies and big pharma to make boat loads of cash.
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由Steve of Steves編輯： 8/26/2016 8:04:36 AM[quote]The price was going up anyway. Obamacare makes a great scapegoat though. For example, in Texas in 1998, single employee premiums at a small business averaged $2270. Family premium was $5588. In 2004, single employee went to $4533, family went to $11,145. At that rate, it was only a matter of time before your copay was increased, especially since those higher costs are a burden on the employer.[/quote] The thing is, I've had that employee plan for 18 years under my mother's plan who worked for that hospital. Co-pay was $5 for all medications. Then, I ended up working at that hospital from 19-25 and switched to my own employee health plan that still had a $5 co-pay for all medications until I was 24. It wasn't until Obamacare kicked in when I turned 25 that I started paying higher premiums and higher co-pays for my medications. Am I using Obamacare as a scapegoat? Not at all, because I maintained the same $5 co-pay on all medications for 24 years before ObamaCare -blam!-ed it all up. [quote]I'd even argue that those cheap copays also helped to increase premiums because patients were unaware of the actual costs of procedures, tests and prescriptions and would get them without thinking of the cost. These tests and procedures still had to be paid for resulting in the ride of premiums.[/quote] Support this with a source. Making an assumption with no supporting evidence isn't exactly credible. [quote]The healthcare system was broken with rising costs way before Obamacare. Obamacare is just a convenient scapegoat for insurance companies and big pharma to make boat loads of cash.[/quote] Or perhaps ObamaCare has created more problems than it has solved. It's responsible for higher premiums, higher out of pocket expenses, and why so many employers are reluctant to hire full-time workers.
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I'm not saying you are using obamacare as a scapegoat. I'm saying insurance companies and pharmaceutical companies are using it to justify their price increases. Sure, you're copay went up when obamacare was implemented but why? How specifically is obamacare responsible for increased costs? Healthcare costs were rising throughout those 24 years you were taking about. Insurance companies just used Obamacare to pass more of that cost to us. But, an interesting side note, healthcare spending rise is slowing down. In 2015 spending rise 6.8% and is expected to rise 6.5% this year. In 2007, before Obamacare, it rose by 11.9%. This is according to the PwC Health Research Institute. I can't link because of my phone. So the rate of growth in spending is declining under Obamacare, even if you are feeling it more. Those costs you are experiencing are insurance companies and employers passing the costs off to you. So the question is, if the rising cost of healthcare is slowing down, why are premiums and deductibles still increasing? This brings me back to pharmaceutical companies , monopolies and price gouging.
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[quote]I'm not saying you are using obamacare as a scapegoat. I'm saying insurance companies and pharmaceutical companies are using it to justify their price increases.[/quote] And I'm saying if people were allowed to keep their same health insurance, they wouldn't be adversely affected by pharmaceutical company price increases in the first place. [quote]Sure, you're copay went up when obamacare was implemented but why? How specifically is obamacare responsible for increased costs?[/quote] Not only did my co-pays increase, but my premiums jumped significantly after ObamaCare was implemented. Not to mention I lost coverage that I used to utilize in exchange for coverage that I will never use. If I were to keep my same plan and coverage prior to ObamaCare, the cost of medications would have remained a same, but me, along with millions of other Americans, are now paying more for premiums, treatment and medications because of the way Obamacare is designed. [quote]Healthcare costs were rising throughout those 24 years you were taking about. Insurance companies just used Obamacare to pass more of that cost to us.[/quote] Obamacare is [i]why[/i] more of that cost is being passed to us. [quote]But, an interesting side note, healthcare spending rise is slowing down. In 2015 spending rise 6.8% and is expected to rise 6.5% this year. In 2007, before Obamacare, it rose by 11.9%. This is according to the PwC Health Research Institute. I can't link because of my phone. So the rate of growth in spending is declining under Obamacare, even if you are feeling it more. Those costs you are experiencing are insurance companies and employers passing the costs off to you.[/quote] Well, when you can link it, feel free to link it. [quote]So the question is, if the rising cost of healthcare is slowing down, why are premiums and deductibles still increasing?[/quote] Ask Obama why the [i]Affordable[/i] Care Act continues to raise premiums significantly for Americans every year. [quote]This brings me back to pharmaceutical companies , monopolies and price gouging.[/quote] Blah blah blah Big Pharma blah blah blah.
