Hear me out a moment-- As a parent of young kids who've asked when they'll be allowed to play this game I'm horrified not by the game content but by the way so many act both on the forums here and in the team chat. I can understand why so many don't play with mics. It's for their protection. EDIT: Thanks to all for pointing out the online content is not rated. It wasn't overlooked. I just feel that this game's online content is a critical part of the overall experience. And MOST IMPORTANTLY --- You CANNOT play the game without an online connection. If it's a requirement then they shouldn't be able to exploit a loophole in the rating system.
Online interactions may not be rated, but it's more of a common sense thing. Parents just need to know what their kids are playing.