Reward us for grinding activities we enjoy. And for people trying to attack activities like Grandmasters or grinding nightfalls it just makes sense. Xur sells expensive gear. The price is fine if we can stock more. Or if f xur was available all week long. Also, it seems strange that, now that he has a designated spot, why he couldn’t be available… but that’s an entirely different conversation.
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Bungie has a long history of poor resource management, both with low caps on desirable / high end materials and asinine rules when dismantling items one by one with a 5 sec "Are you sure" bar. Caps are needed because of the way the game tracks assets but a little more thought in certain areas could improve things considerably.