The 90 day deactivating cross save is to help prevent let's say fraud. The twitch issue I haven't seen really an news on a fix but cross save has a reason.
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I get the abuse/fraud issue however it seems lazy that there is no way to appeal it or some mechanism put in place to allow for exceptions. this game is already very grindy and having to start over from scratch or wait 90 days to play again does not seem very customer friendly or a good way to retain your player base. I am sure I am not the only one that has been left out in the wind to trouble shoot issues when tickets are closed after being submitted with a fix that has nothing to do with the issue that was reported. just having a banner that says to unlink then relink your account to fix prime loot is extremely unhelpful.
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Well at the beginning bungie did exceptions however people quickly abused it. So no exceptions period