Please note that Cross-Save does not move or merge your accounts in any way. Your Xbox save data will always be your Xbox save data. If you intend to continue using your Xbox save data on Steam, you'll need to set up Cross-Save using your Xbox save data as your active save data.
You'll have to wait the 90-days before you can reenable Cross-Save. It won't be reduced or removed.
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Is there any way to change this because I dont have an xbox anymore and would not have a way to play?
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You can currently play on Steam using your Steam save data in the meantime until you can Cross-Save again.
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no. there is no way. you have to wait.