The 90-day lockout is a mandatory security measure to help prevent fraud and discourage activities that could compromise players' accounts. Bungie will not remove or lessen this lockout time. [quote]If players disable their Cross Save for any reason they will have to wait out the 90-day lockout before they can enable Cross Save again. There are no exceptions to this policy.[/quote] Also, if your characters are from Xbox, then there was no reason to try and make PlayStation your active account. Your active account is the platform where your characters originate from—if you were to change this from Xbox to PlayStation, you would make your Xbox characters dormant and inaccessible while only having access to characters you created on PlayStation, which in your case would be none. [quote]When you set up Cross Save on your Bungie account and choose the character set you want to use across your connected accounts, that character set will become your active Cross Save and set of characters. That means that if you log in on any platform you have connected (Xbox, PlayStation, Microsoft Store, Steam, Stadia, or the Epic Games Store), those characters will be there. Your other characters on those platforms will become dormant - you won't lose them, but you won't be able to access them either. This applies to Silver purchases, gear, armor and more. If you want to use those characters again, you will have to disable Cross Save. Cross Save does not permanently move characters to another platform, or merge characters from multiple accounts together.[/quote] https://help.bungie.net/hc/en-us/articles/360049498031-Destiny-2-Cross-Save-Guide