Hey there. Nothing transfers through cross-save. Cross-save lets you pick one account from a set of linked accounts, this one becomes the Active profile, and is then accessible on all the linked platforms. The other accounts become dormant and inaccessible, nothing is merged or transferred from these. Your main account is XBox Live, by setting cross-save up like this, you can play those XBox characters on XBox, Steam and on PS. So whichever platform you play on, you are loading your XBox profile and making progress on that. Anything on your PSN or Steam accounts from when they may have been played before cross-saving, all characters, items and progress, are currently dormant and inaccessible. They have not been deleted. If you cancel cross-save, all accounts will revert back to their parent platforms. Your current XBox Live platform will become XBox-only, while your Steam and PSN accounts will become active again on Steam and on PS respectively. Keep in mind though, if you cancel cross-save, there is a mandatory 90-day cooldown before it can be set up again. So if you only wanted to free your PSN account from the setup, you'd have to cancel completely, unlink PSN, wait 90 days, then set cross-save up again between XBox Lie and Steam.