Times are hard. Nothing to be ashamed of…hope your situation gets better. The only thing you’ll miss are the pre-order bonuses, and they aren’t all that great. It’ll cost a bit more, but you can still the season passes and dungeons separately, and I’d be surprised if there isn’t a separate bundle you can buy. If there isn’t one now, I’d expect one to drop soon after release, as Bungie/Sony clearly wanted to incentivize people to buy the Deluxe edition. But players like yourself are money-on-the-table, and I doubt Bungie is going to risk alienating people like yourself by forcing you to pay for everything piece by piece.