Silver cross save delay is for deactivating cross save. [quote]What actions can limit my use of Cross Save? The following actions will impact a player’s ability to enable or disable Cross Save: - Players who disable Cross Save cannot re-enable Cross Save until 90 days after it was disabled - Players who purchase Silver cannot disable Cross Save until 90 days after the Silver was purchased - Players who perform a refund for purchased Silver cannot activate Cross Save until that Silver is re-purchased for that account - [/quote]bungie.net/crosssave