I plan to do make the switch on pc with Destiny Shadowkeep. I know I have to repurchase the dlc's I want to have access to everything like on Console but I ask myself: "What will happen when I log in without Forsaken/Annual pass but with Shadowkeep"?
Will my forsaken/annual pass gear be locked away or power doesn't count (etc.)?
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They said all gear comes so I assume you will have access to all your gear. You will not have access to content that is not gonna be made free with New Light, for example: Last Wish Raid Black Armory content Season of the Drifter content Season of Opulence content
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All of your gear will carry over even if you do not buy Forsaken and Annual Pass on PC. It's in the TW@B dated 6/20/2019. You can find it in the News section.
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Destiny 2 forsaken with all current dlc will be free starting Oct 1 iirc.