Error Code: URCHIN
You are unable to launch into that activity due to a restriction which has been placed upon your account. Please choose a different activity, and refer to the Destiny Account Restrictions and Banning Policies page for more information on restrictions and bans.
Please Note: Currently, this error code may appear to players who are trying to access The Reef who have characters below level 20. Please note, only characters level 20 or higher can access The Reef.