I like the streamer Gothalion's idea for weapon swapping and stuff a little better. Your the characters are part of a crew on your ship. Instead of orbit being what it is currently, you're inside the ship like in mass effect. You can access your vault from here and even swap characters. That way there's not the horrible tower loading screens and swapping gear between characters is more streamlined.
Well aware this isn't possible with the current iteration of Destiny, just letting this far superior way of handling gear swaps be known. It's a good idea and makes sense. This would eliminate the tower, but unless they add cool stuff to do there no one really would care any way.
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