If you feel you need more than one exotic then you should try to fill the gaps with better legendaries. Honestly some legendaries are better than exotics. So no need for multiple equips.
If its only for the sake of saving time to switch loadout, then an option on death to choose loadouts may be a better option.
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Absolutely, loadouts would be the best thing because I am just concerned with menu swap time vs quick swap time. I actually use my primary & special legendaries and have an exotic launcher that I almost always equipped. However, with the option, I would possibly change it up to use an exotic sniper as well, but I hardly use it since I like having the exotic launcher in place with the current restrictions.