Non-Destiny I would have to say Snorlax and Pikachu from Dark Souls. Destiny wise I would say Sardon. It may be surprising but I didn't realize I couldn't jump the first time I went against him and he just destroyed me.
English
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Agree 100% that Sardon catches you off guard. The Wave is also unexpected.
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Randall the Vandal
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I got lucky in my encounter with him XD. He only had about two spawns worth of health so I was able to take him out.
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He teabagged me the first time we met.