Moe is usually used to describe cute little girl characters, typically preadolescent, in non sexual content, a good example is Azumanga Daioh. Loli is used to describe cute little girl characters, again typically preadolescent, in sexual content. You said you don't view these characters sexually, so you just like moe. Congrats, you aren't a lolicon, so just watch Azumanga Daioh and you'll have your fix for life :D
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Lmao thanks!! I'll check it out.