You do realize that that damage only applies to pve right? It has nothing to do with pvp.
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Actually I don't understand at all. If that is the case, then why do some people have overshields when attacking them? There is that white line on their health bar and after that dwindles away their health starts to disappear. Not trying to argue. I seriously don't understand it.
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That overshield is a perk. Warlocks have it and titans. Every gun is balanced in crucible.