Would be nice. I would still like to be able to do the regular patrols as well as hunt down different faction members and the like. Great idea on the mega loot cash, only problem with that is how many people could grab at it at the same time? I would make it to where everyone in the fireteam gets the loot from it. That way, you could have one member looting it while the others stand guard.
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Yeah, I thought the caches could work in such a manner that anyone in the looting guardian's fire team can get loot too if they're nearby to an extent. I wouldn't be as crazy about it though if a member of a fire team was getting loot and they're on the other side of the planet.
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Well, what happens if the cash is almost done being looted? I would rather have my fireteam members go look for another than waiting around for that last bit of loot. It works for the patrols.