I don't know what % it gives you per 100 armor but i lean more towards the stats and the perks then the armor it's self. and i don't feel all that weak.
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But it's hard to tell where to draw the line. I could have 160 intellect right now, but it would cost me 200 armor. I gots ta know, What's the armor to dps reduction equivalency. It's a game changer and no one seems to know