Depends on where you go, but the general big differences are you have more freedom and it directly costs you money.
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I had friends who were seniors in high school and signed up for financial aid. Is that what everyone does for college?
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In many cases, yes, but there are different kinds. Scholarships and special programs can provide you the money without any strings attached if you qualify for them, but I have a feeling your friends were talking about student loans. Unfortunately you're obligated to pay those back, and sometimes that can take a while.