Another one of my "worry" posts, are we worried about people hacking Destiny?!?!? Lets say some person just joined and they are level 1, and DEN, the next day they are 100!?!?!??!?!?! So, are we worried about the hackers and cheaters getting a hold of us???
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As long as the saves are not local we should be fine in regards to people modifying stuff, exploits int he game will be a different story, but Bungie will probably handle that quite well.