Another one of my "worry" posts, are we worried about people hacking Destiny?!?!? Lets say some person just joined and they are level 1, and DEN, the next day they are 100!?!?!??!?!?! So, are we worried about the hackers and cheaters getting a hold of us???
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Given the games always-online nature, hacking in the way you described would be pretty difficult.