I think your edited version is more reasonable for Bungie to consider but seems like they feel if they get the economy just right you will be more "engaged".. truth is if they get it right the "chase" for everything could become more enjoyable but its hard to reform a player-base thats so ingrained to stacking up old wealth.
Its from their strategy shift to less stuff, harder stuff.. so they produce less and their profits can realign for this aging game.
I think they will(should) at least start making glimmer drop more... make things cost less.. thats the primary levers... rainmakers.. even phantasmal fragments to a point could create the same problem.
But that all aside - I ran into the same issue.. an hour or a few on the MOON at altars of sorrow (so you get phantasmal fragments at the same time), some bounties, glimmer shard, max ghost glim... and you will catch up (you will be right as rain[maker]:).... XUR will help when he comes along.
gram per difficulty to obtain phantasmals seem way easier than herelways and those dark dreaming crystals
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Thanks for the reply and suggestion. Another thing I just thought of is simply claiming my engrams that pile up and dismantling for 1k glimmer each, which is a bit cumbersome, and certain vendors don't give enough engrams in comparison to the time spent playing (Gambit <.< ) and the cost and desirability to focus their items.
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Welcome > not sure but glimmershard you may have to make sure to start picking up the glimmer that drops.. not sure if you get that if you exit the moon.. and the phantasmals will basically become our rainmakers hopefully... That is an interesting idea (the engram dismantle).. I didn't consider because I like the random world weapons (not armor) that I could get from engrams.. but dismantling them thats a new one... I mean your strange coin idea is just ready to go too for Bungie to implement if they choose.. we are already earning them in ritual playlists.. ..agree about the abysmal engram drop rate for any ritual list when there isn't double drops and double rank up.. but I may actually try gambit this week.. I feel its gonna be at least 7 games for 3 engrams...