ive been experiencing the exact same issue. my other two fireteam members (also windows 10/11) have been running perfectly fine, but every time i (windows 10) hit the first load zone in the stairs after the drop down my game instantly crashes. my team was even able to finish the entire mission. i tried joining during the final dialogue interaction and still got an instant hard crash. was able to join them in the [spoiler]campfire sesh with crow and cayde[/spoiler] right after, but my quest hadnt progressed. ive tried turning down my graphics to the literal worst settings and have probably reloaded 20+ times, but nothing has ever changed. not sure what's going on, but here's a reddit post with other people experiencing the same issue! https://www.reddit.com/r/destiny2/comments/1d8c3bf/game_crashes_during_temptation_mission_of_the/
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ooo good to see it's not just me!! Was getting worried maybe I've just been goofing up something on my end :')
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https://www.bungie.net/en/Forums/Post/263995150?sort=0&page=0 here's another post about it