Personally, I think Shoot to Loot is an underwhelming perk, only useful in extremely specific situations. So I think a good rework would be for it to give a bit of bonus ammo for shooting bricks, to give it a bit more value as a perk. Just a couple of extra rounds, nothing crazy (like 1-2 shots for linear fusions, as an example). If anyone else has ideas feel free to reply to this thread. PS - Season of the Plunder and Arc 3.0 are pretty fun Bungie, keep up the good work.
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It should load the ammo as well.