The lack of a loadouts feature, lack of saved appearances feature, small inventory, small slot capacity, small vault, the lack of shader, emote, UO, weapon labelling and favs, all diminish the enjoyment of the game substantially. All those things really show up Destiny 2 as an out of date 7 year old game - it's fundamentals need upgrades.
It's arguably worse on console whereas on PC you can have DIM open simultaneously.
Little Light app can help a bit about labelling, loadouts, favs but has atrocious moving functions - moving things that you don't want moving.
P.s. why are you keeping Iron Banner armour if it's not great? It offers no intrinsic value and can be converted to UO or it soon will be for earliest sets.
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Only Iron Banner gear has the Iron Lord's Pride bonus, right?
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Aside from the Crucible mods on ghost too. I suppose it depends just how bad the stats are - if key stats are flat I'd forego the chance at mats in playing for any length of time (Reading back, why is my post downvoted 😂 like we have loadouts or any favs features! There's some dumb members of this community)