Not saying you are wrong but in the meantime you can use a workaround.
Run Pit on all 3 characters each week.
It drops a guaranteed masterworked armour piece. Low stat.
Dismantle them yields 3x 6 prisms and 6 cores. Take 10 from the 18 prisms to Banshee and buy 1 ascendant shard.
Guaranteed per week.
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^this. I have seen many posts like this (personally is disagree with OP). The economy is full of materials. You can get 12 MW cores a day from bounties. 2 reasonably priced from spider, spider bounties as well. And then like he mentioned. Do POH every week, dismantle for mats. I have all my gear masterworked. Even Exotic armor(which are really expensive to MW) I use a lot, and plenty mats to spare. Seriously try this for a month and you’ll be swimming in mats.
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For the average player that actually has a life. Unlike you buddy that has no life...
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That was totally uncalled for.