I won't skew your poll with data from an Xbox user, but I rarely have loading issues. If I do, it's typically no more than a minute or two. On another note, where on earth did you find internet with 100 up/100 down?
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When I played on Xbox I NEVER had issues. This is specifically a PC problem and it affects all of my clan mates, myself, IRL friends, everyone I know. Also I'm on Verizon internet. 100down/100up.