The iron banner is fine, they have checked how the mode and the coins thing I do not like, I have to say that it drops a lot. The problem is RNG in 40 packages I've found 10 helmets and no cloak (the only thing I really was interested in) while my friend with 12 got all the armor.
Is it so hard to make that you give precedence in drops to equip you do not have?
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honestly, if you could just buy stuff like from Iron Bananas of old, that would fix a lot of things. at least you could work towards something.