I find that if I'm in my menu/character screen actively doing something with my inventory while flying into the tower I get a game crash. No error message appears. I can re-enter the game after the crash. This also occasionally happens if I'm using a third party interface and actively transferring items (i.e. DIM). I'm on PS4 pro.
I have encountered this at least 2-3 times per gaming session.
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So glad I'm not the only one having this problem. I am on regular PS4, not PS4 Pro. I have also tried disabling HDCP and it does not help. Crash only happens when zoning into Tower and Farm; does not happen on any other zones. I spent 25 minutes yesterday just trying to zone into the Tower. I am not exaggerating.