Get rid of the vault system all together, items unlock as you progress and are always accessible; instead use the character spaces for load outs. Wanna do a raid there's a load out for that, playing IB there's a load out for that, regular crucible same thing. Soooo much time could be saved preparing and more time playing.
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And quit these quests where you have to go back and forth to the tower just to speak to once of the venders, just have an option at the bottom of the screen * Go to tower to speak to vender or * Speak to vender via radio in ship, simples.