Firstly I'm glad they decided to do this, this game really needs voice chat if it is only for matchmaking. However the tower really needs some form of communication. (I'm an xbox user here, no idea what playstation offers) If you guys don't want a voice chat in the tower, why not just add a text chat? Xbox has smartglass so typing for most wont be to much of a problem, along with keyboard typing support (I'm using that now) just something so I don't have to dance around people all the time and actually have fun conversations while sitting in the tower.
I don't understand why Bungie is so scared of people griefing others.. It's live literally every game you play over an internet connection will have 13 year olds cussing your mother.. we're used to that, and thats not a reason to keep prox chat out of the game. The warning before you log on to a live game is enough.
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Also, they could just add a mute button when you go to inspect people. Again its silly to be worried about the "abusive" community so much so, that they aren't even adding a feature because of it.
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In the mean time, if the community get organised we could compensate the lack of chat. See a post I made about that, share it to get more Guardian aware of this! http://www.bungie.net/en/Forum/Post/70222440
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too bad they said they wont be implementing this anytime soon, expect it by year end and by then i know i sure as hell wont be playing this mess ill have 10 other games keeping me occupied