I'm also having the same issue, can't hear anyone. I hope there is an answer to help us.
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I have gotten it fixed but what I used hasn’t worked for everyone so I hope it works for you. https://www.drivereasy.com/knowledge/solved-destiny-2-voice-chat-not-working/amp/#Fix6 tip 6 worked for me after restarting my computer.
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I think my problem was my PS4 controller was hijacking some stuff. Cause my headset mic wasnt working either.
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That is possible, I have seen some other people saying that was their problem