I tried transferring my account and so I restarted my game and get taken to the starter guradians rather then mine and i decided to undo the transfer but then i didnt even realise that you had to wait 90 days. So dissapointed that Bungie do this to people and then penalize their people for their error. Thanks a lot guys had a great night
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If you are referring to having had cross-save activated, not finding your PS4 characters when logging in on Steam, and then deactivating cross-save: as per the cross-save terms, any deactivation of the feature will incur a 90 day cooldown before you can reactivate. You can read the FAQ on the cross-save page for further information on this.