I know that everyone is having this problem. So when your in combat with a fireteam, in a strike, raid or pvp and you want to change something or pop a ammo pack. your player start menu take's like 30sec to a 1min to load. its annoying.
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This is only relegated to the 360 (Dont have PS3 version, but id assume its the same) version of Destiny (Its probably a network related issue between old XBL architecture and Destiny servers). On XB1 it takes about 0.5-1.5 seconds to load. I play on both and it hinders any raid attempts on 360. Its really annoying.