Well sir, I'll be going with Destiny and MCC. I won't make a decision based off timed exclusives unless its along the lines of: which store's time exclusive gear do I like the most?
I really don't care for the PS4 controller (although I'm definitely hoping to win the PS4 destiny bundle) and can't afford both consoles at the moment. I really liked the old Halo games, the newest is getting a lot of flak that is motivated by questionable factors (in my opinion.) I have a friend in law school who is dying to play MCC and Destiny with me. Furthermore, my dad will never switch to a PS4 when he does get the new gen. As a result, I'll go with Xbox One when I upgrade for Destiny.
I am a little shocked about the exclusives though. A lot of people have exaggerated it since day 1 (trolls or not), especially ignoring the "timed" factor. However, if it really includes multiple maps and not just the cosmetics of ship/gear/guns, I'm not a fan considering the length is until Fall 2015 (allegedly). The store exclusives never bothered me much since the internet makes it accessible to practically everyone, bundling it via platforms is another matter and not exactly admirable but it seems all platforms will negotiate this more and more regardless.
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Exclusives are done because of the business side of the gaming industry. I don't think many of us like that. I think the industry is shifting from having exclusive games to having exclusive DLC, which is a step in the right direction. I'm on PS4, but I certainly hope that the Expansions are not released a long time after its release on Playstation--that doesn't affect PS owners. Thanks for the comment!