Does it 100% require you to enter a credit card number in order to buy xbox live? Like is it really that retarded?
I currently have 90 dollars on my account and it won't let me buy the 60$, year-long thing of xbox live. I never had this problem on xbox 360 so why is it doing it now?
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Yep. It is probably just error coding so that if the money on your account isn't enough, there will be another way to pay it off. If you need to, just add one on and then immediately take it off.
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It's a security measure, to make sure your an adult
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You have to change the payment method
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You can get a card from retailer stores or go to Xbox.com.