I was trying to unlink the incorrect Xbox account and it immediately deactivated my steam cross-save (the only platform I play on). I noticed it said if I disabled cross-save I cannot reenable it for 90 days.
For some reason, it is forcing my Stadia account as my default, which I no longer have. So I can't play Destiny 2 for 90 days?
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You say you accidentally disabled Cross-Save, but you have Cross-Save active, not disabled. You did choose your Stadia save data as your active save data. If you're currently unable to deactivate because of a DLC or Silver purchase, then you'll have to wait it out. If you can deactivate, you will have to wait 90 days before you can reactivate your Cross-Save.