So I bought the Iron Banner and was able to level up to level 40 and all but I accidently did it for the wrong character... Do I get more than one for each character or can I get a refund on my level 40 coin or am I just screwed?
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No and no. 1 lvl 40 for the account that purchased rise of iron, unless you purchase a class boost. Also, bungie wont replace the spark you erroneously used.