I have a job, 3 kids and a wife. Only play when I can squeeze it in on a day off at night. I think having in game trading between players sounds great, but realistically is a bad idea. In many MMOs with trades there are people that maliciously take advantage of the system.
For example: "Bots" or programmed AIs. The bots are usually used to stay in the vicinity of respawning enemies. They repeatedly kill these enemies automatically upon appearing to gain the XP or loot for the owner. Another type of bot will go around to known farming points on a map for the sole purpose of collecting materials. What's so bad about that you say? Well they use the currency they've attained to go and purchase weapons and trade it with gamers for real world cash. So player "A" will buy a legendary gear from a sell bot for $100. These bots ruin the game experience and the in game economy. Many people hate the pay to win systems in game and essentially that is what can potentially happen in the hands of the wrong people. Even if Bots are not used and real people start doing these things it usually does not end well. Said person promises a buyer a certain equipment for $50. The cash transfers over but the equipment does not. The kid that lost his $50 calls the police saying he was wronged. Who's the police going to arrest? John smith from planet Zulu?
Edit: The real world cash I'm talking about is usually done out of game through a system like Pay Pal
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