I had already found 4 of them but didn't find #4 on the beach. Thanks for the tip. I'll get it tonight. Also #3 for me wasn't behind a small water fall, but in a cave whos entrance is up high on the cave wall in that river area. Might be the same place you mentioned and I'm just reading it wrong, but this may help anyone having a hard time finding #3
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#3 is not in a cave. When you follow the river to the shipyard, don't go past the ships. In the river's delta keep left along the shoreline. It's in the area of the four vertical rusted girders. I've found several chests there including a gold one. Yes, you can repeat the missions.
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Thats #4
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A trickle of water is coming down in front of the cave