Thats the headline on your go to info source. If Bungie had a breakdown and all of your character data was gone, would you start over? Would you be done with Destiny? What if only happened to you? What if it happened to everyone? Now let's say Bungie gives everyone one character set at level 20 to start over and they gift you one exotic the next time Xur is around. This change your decision? What one exotic would you take?( Exotics gained through bounties are not an option but everything else is.)