I've been using it for the past two months and I gotta say this thing is much more fluid than destiny's actual app. I haven't had any trouble whatsoever so if you are worried due to it being a 3rd party app there really is no reason to!
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Yup, exactly that. Because it's running through Bungie's database, you don't have to log into anything. It'll never see anyone's passwords or have access to their account aside from moving around gear