Destiny has actually saved me money since I realized I didn't really want to play other games anymore. Halo 5 is the only other title I've purchased since Destiny launched and I'm considering purchasing The Division but nothing else.
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Agree. I've bought Halo 5 and Fallout 4 since Destiny's release. There are games I want, ie Rise of the Tomb Raider, but I can't justify full price on a game I know I will complete in like 11 hours and so I'm waiting to get a used copy on the cheap. These three titles are enough to keep me gaming for a long while without the need of another. If you love the game, and you want to buy some cosmetic stuff inside the game then you do it regardless of others.