While I do think this would be a cool idea I do have a few issues with it.
1) Will this apply to faction rep as well?
2) Will people who haven't chosen any options be able to join your game?
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1. Faction rep changes based on how many mods and which ones they are maxing out at like 50 rep with Nightfall, Juggler, Exposure, Lightswitch, a Burn, etc all active 2. No I envision this an something that you'd need to load in with a fireteam or solo, no matchmaking