Obviously not carrying over from PSN to XBOX Live...
But think about it, if your progress would be stored in your PSN or XBOX Live, you would only be limited to however many characters bungie allows you to make. But you would also be able to play your characters on both consoles. (I'm a PS3/4 player, so for me PS3 means community and PS4 means impressive games and graphics.) So, for me, that would mean you can play with friends on last gen and get some impressive graphics and game physics on next gen (I'm a graphics freak).
What do you guys think? Would you want your stuff to be stored in a cloud? Or would you not mind? (This was originally a mail sack question, I kept missing it so I decided to put it out to community.)
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Possibly. From everything they've been saying so far, they want us to keep our guardian(s) for the full length of the series, so I would hazard the guess of yes, it will happen. Though, we don't have any concrete answers as of yet.