You mixed something up badly there :( Cross Play is not equivalent to Cross Save. The two have nothing to do with each other.
Cross play lets you play toghether with people from other platforms. No account linking needed!
You just add the other account to a friends list.
Cross save lets you play characters you have on a different platform. You link the two accounts for this.
So what you did is, you put her Characters into a vault and now both your accounts access your steam characters.
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Tell me about it :( Adding the account to a friends list is what was confusing. Add whose account? I thought it meant her account because I don’t have one on PS. Still confused. The only somewhat workaround I can figure since she/her characters have been ‘vaulted’ as you say is that I ask for my main cross save characters to change to her account on PS so at least she will get to play this season since this game is more important to her than it is to me and shes put far more time into it. I know she was really excited to finally be able to play with me after a year and a half or so but that unfortunately can’t happen now because of my mistake for two more months.